Home Loan
Make your dream home a reality with our affordable home loan solutions and attractive rates.
Key Features
Low interest rates starting from 8.35%
Loan amount up to ₹5 Crores
Long repayment tenure up to 30 years
Balance transfer facility available
Part prepayment allowed
Doorstep service available
Eligibility Criteria
- Age between 21-65 years
- Minimum monthly income of ₹30,000
- Good credit score (above 700)
- Stable employment history
Documents Required
- Identity and address proof
- Last 6 months salary slips
- Last 2 years ITR (self-employed)
- Bank statements for 6 months
- Property documents
Benefits & Uses
- Own your dream home
- Tax benefits up to ₹3.5 lakhs
- Build wealth through property
- Flexible prepayment options
- Balance transfer with top-up
Apply Now
Get instant approval for your home loan
Need Help?
+91 98765 43210
info@equivion.com
Compare Bank Offers
Choose the best offer from India's leading banks. Compare interest rates, eligibility, and documentation requirements.
Interest Rate
8.20% - 9.85% p.a.
HDFC Bank
Loan Amount
₹10 Lakh - ₹10 Crore
Tenure
Up to 30 years
Processing Fee
0.5% of loan amount + GST (Min ₹3,000)
Eligibility Criteria
Min Income:₹30,000 per month (salaried), ₹4 Lakh p.a. (self-employed)
Age:21 years - 65 years at loan maturity
Employment:Minimum 2 years of continuous employment
Credit Score:700+
Property:Ready-to-move or under-construction property
Required Documents
ITR: Last 2-3 years ITR with computation (self-employed)
Bank Statement: Last 6 months for salaried, 12 months for self-employed
Salary Slips: Last 3 months salary slips (salaried)
Property Documents: Sale deed, allotment letter, NOC from builder, approved plan
KYC Documents: PAN Card, Aadhaar, Passport, Voter ID
Special Features
- Pre-approved loans for existing customers
- Top-up loan facility available
- No pre-payment charges on floating rate loans
- Waiver on processing fees for women borrowers
- Balance transfer with top-up option
- Attractive interest rates for affordable housing (up to ₹45 Lakh)
Interest Rate
7.65% - 10.05% p.a.
ICICI Bank
Loan Amount
₹5 Lakh - ₹15 Crore
Tenure
Up to 30 years
Processing Fee
Up to 1% of loan amount + GST
Eligibility Criteria
Min Income:₹25,000 per month (salaried), ₹2 Lakh p.a. (self-employed)
Age:23 years (salaried), 25 years (self-employed) - 70 years at loan maturity
Employment:Minimum 2 years of work experience
Credit Score:685+
Property:Residential property - ready or under construction
Required Documents
ITR: Last 2 years ITR with acknowledgment (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips
Property Documents: Property documents, sale agreement, approved plan, NOC
KYC Documents: PAN, Aadhaar, Address proof
Special Features
- Instant approval through digital process
- Women co-applicants get 0.05% rate concession
- No pre-payment penalty on floating rate
- Flexible EMI options
- Home Utsav Offer with special rates
- Balance transfer with additional loan facility
Interest Rate
7.50% - 8.70% p.a.
SBI
Loan Amount
Up to ₹200 Lakh (varies by location)
Tenure
Up to 30 years
Processing Fee
0.35% of loan amount (Min ₹2,000, Max ₹10,000) + GST
Eligibility Criteria
Min Income:No minimum for salaried, ₹2 Lakh p.a. (self-employed)
Age:18 years (salaried), 21 years (self-employed) - 70 years at loan maturity
Employment:Regular salaried or self-employed with stable income
Credit Score:650+
Property:Residential property approved by SBI
Required Documents
ITR: Last 2 years ITR (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips with Form 16
Property Documents: Title documents, approved plan, allotment letter, NOC
KYC Documents: PAN, Aadhaar, Voter ID, Passport
Special Features
- Lowest processing fees among major banks
- Pradhan Mantri Awas Yojana (PMAY) eligible
- Concession for women borrowers
- No pre-closure charges for floating rate loans
- Special schemes for government employees
- Takeover facility from other banks
Interest Rate
8.35% - 9.35% p.a.
Axis Bank
Loan Amount
₹5 Lakh - ₹5 Crore
Tenure
Up to 30 years
Processing Fee
Up to 1% of loan amount + GST
Eligibility Criteria
Min Income:₹30,000 per month (Metro/Urban), ₹25,000 (others)
Age:21 years - 60 years (salaried), 65 years (self-employed) at loan maturity
Employment:Minimum 3 years total experience, 1 year with current employer
Credit Score:700+
Property:Ready-to-move or under-construction property
Required Documents
ITR: Last 2-3 years ITR with computation (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips
Property Documents: Sale deed, agreement to sell, building plan approval, NOC
KYC Documents: PAN Card, Aadhaar, Passport
Special Features
- Quick loan approval within 7 days
- Balance transfer with additional top-up
- Women borrowers get special rate concessions
- No part-payment charges on floating rate loans
- Aadhaar-based e-KYC process
- Attractive rates for affordable housing segment
Important Note
Interest rates and eligibility criteria are subject to change and may vary based on individual profile, credit score, and bank policies. The information provided is indicative and for comparison purposes only. Please verify current rates and terms directly with the respective banks before applying.