Personal Loan
Get instant funds for your personal needs with minimal documentation and quick approval.
Key Features
Instant approval in 30 minutes
No collateral required
Flexible EMI options
Loan amount up to ₹25 lakhs
Competitive interest rates from 10.99%
Online application process
Eligibility Criteria
- Age between 21-60 years
- Minimum monthly income of ₹25,000
- Good credit score (above 700)
- Salaried or self-employed
Documents Required
- PAN Card
- Aadhaar Card
- Last 3 months salary slips
- Last 6 months bank statements
- Employment proof
Benefits & Uses
- Wedding expenses
- Medical emergencies
- Home renovation
- Education expenses
- Travel and vacation
- Debt consolidation
Apply Now
Get instant approval for your personal loan
Need Help?
+91 98765 43210
info@equivion.com
Compare Bank Offers
Choose the best offer from India's leading banks. Compare interest rates, eligibility, and documentation requirements.
Interest Rate
9.99% - 24.00% p.a.
HDFC Bank
Loan Amount
₹50,000 - ₹40 Lakh
Tenure
12 - 60 months
Processing Fee
Up to 2.5% of loan amount
Eligibility Criteria
Min Turnover:₹25,000/month minimum income
Age:21 years - 60 years
Business Experience:2 years total, 1 year current job
Credit Score:650+
Profitability:Stable income proof
Required Documents
ITR: Form 16 or ITR for last 2 years
Bank Statement: Last 3 months bank statements
GST: Not applicable
Financial Statements: Latest 3 salary slips
Business Documents: PAN, Aadhaar, Employment proof
Special Features
- Flexible tenure up to 5 years
- Pre-approved offers for existing customers
- Online instant approval process
- No prepayment charges
Interest Rate
10.85% - 16.65% p.a.
ICICI Bank
Loan Amount
₹50,000 - ₹50 Lakh
Tenure
12 - 72 months
Processing Fee
Up to 2.25% of loan amount
Eligibility Criteria
Min Turnover:₹17,500/month for salaried, ₹15 Lakh turnover for self-employed
Age:21 years - 60 years
Business Experience:2 years work experience
Credit Score:750+
Profitability:Stable employment
Required Documents
ITR: ITR for self-employed
Bank Statement: Last 6 months statements
GST: Not applicable
Financial Statements: Salary slips for 3 months
Business Documents: PAN, Aadhaar, Address proof
Special Features
- Instant digital approval
- Flexible EMI options
- Balance transfer facility
- Top-up loan available
Interest Rate
10.30% - 15.30% p.a.
SBI
Loan Amount
₹25,000 - ₹35 Lakh
Tenure
12 - 84 months
Processing Fee
Up to 1.5% of loan amount
Eligibility Criteria
Min Turnover:₹15,000/month minimum income
Age:21 years - 58 years
Business Experience:Minimum 1 year work experience
Credit Score:700+
Profitability:Regular income
Required Documents
ITR: ITR for last 2 years
Bank Statement: Last 6 months bank statements
GST: Not applicable
Financial Statements: Form 16 or salary certificate
Business Documents: KYC documents, salary slips
Special Features
- Attractive interest rates
- Quick processing
- Special schemes for pensioners
- Doorstep service available
Interest Rate
9.99% - 22.00% p.a.
Axis Bank
Loan Amount
₹50,000 - ₹40 Lakh
Tenure
12 - 84 months
Processing Fee
Up to 2% of loan amount
Eligibility Criteria
Min Turnover:₹15,000-25,000/month (varies by customer type)
Age:21 years - 60 years
Business Experience:Stable employment
Credit Score:750+
Profitability:Regular income proof
Required Documents
ITR: Not mandatory for salaried
Bank Statement: Last 3-6 months
GST: Not applicable
Financial Statements: Latest 3 months salary slips
Business Documents: ID proof, address proof, income proof
Special Features
- Flexible repayment tenure up to 7 years
- Special offers for professionals
- Digital documentation
- Quick disbursal
Important Note
Interest rates and eligibility criteria are subject to change and may vary based on individual profile, credit score, and bank policies. The information provided is indicative and for comparison purposes only. Please verify current rates and terms directly with the respective banks before applying.