Loan Against Property
Unlock the value of your property with high-value loans at competitive interest rates.
Key Features
High loan amount up to ₹10 Crores
Competitive interest rates from 9.5%
Flexible tenure up to 15 years
Loan against residential/commercial property
Quick approval and disbursal
Minimal documentation
Eligibility Criteria
- Age between 24-70 years
- Property owner (residential/commercial)
- Stable income source
- Good credit history
Documents Required
- Property ownership documents
- Property valuation report
- Identity and address proof
- Income proof documents
- Bank statements for 6 months
Benefits & Uses
- Large loan amounts available
- Lower interest rates
- Flexible end-use
- Business expansion
- Education or marriage expenses
- Debt consolidation
Apply Now
Get instant approval for your loan against property
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Compare Bank Offers
Choose the best offer from India's leading banks. Compare interest rates, eligibility, and documentation requirements.
Interest Rate
8.55% - 13.50% p.a.
HDFC Bank
Loan Amount
Up to 65% of property value (₹10 Lakh - ₹10 Crore)
Tenure
Up to 15 years
Processing Fee
Up to 2% of loan amount + GST
Eligibility Criteria
Min Income:₹25,000 per month
Age:20 years (salaried), 25 years (self-employed) - 60 years (salaried), 65 years (self-employed)
Employment:Salaried, self-employed, or business owners
Credit Score:700+
Property:Residential or commercial property in approved locations
Required Documents
ITR: Last 2-3 years ITR with computation (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips (salaried)
Property Documents: Title deeds, approved plan, property tax receipts, NOC, encumbrance certificate
KYC Documents: PAN Card, Aadhaar, Passport, Voter ID
Special Features
- Loan up to 65% of property market value
- Flexible end-use - business, education, medical, etc.
- Residential and commercial property accepted
- Minimal documentation process
- Quick approval and disbursal
- Part prepayment facility available
Interest Rate
10.60% - 12.25% p.a.
ICICI Bank
Loan Amount
Up to 70% of property value (₹5 Lakh - ₹5 Crore)
Tenure
Up to 15 years
Processing Fee
Up to 2% of loan amount + GST
Eligibility Criteria
Age:21 years - 65 years
Employment:Salaried, self-employed, or business owners
Credit Score:685+
Property:Residential or commercial property with clear title
Required Documents
ITR: Last 2 years ITR with acknowledgment (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips
Property Documents: Property papers, approved building plan, NOC, tax paid receipts
KYC Documents: PAN, Aadhaar, Passport, Voter ID
Special Features
- Up to 70% of property market value
- Instant approval through digital process
- Flexible repayment tenure up to 15 years
- Minimal documentation required
- No restriction on end-use of funds
- Part payment and foreclosure facility
Interest Rate
10.25% - 11.80% p.a.
SBI
Loan Amount
Up to ₹7.5 Crore (varies by property location)
Tenure
5 - 15 years
Processing Fee
0.5% - 1% of loan amount + GST
Eligibility Criteria
Age:21 years - 70 years
Employment:Salaried or self-employed with stable income
Credit Score:650+
Property:Residential or commercial property registered in applicant's name
Required Documents
ITR: Last 2 years ITR (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips with Form 16
Property Documents: Title documents, sale deed, NOC, property tax receipts, valuation report
KYC Documents: PAN, Aadhaar, Voter ID, Passport
Special Features
- Competitive interest rates
- High loan amount up to ₹7.5 crore
- Flexible end-use of funds
- Residential and commercial property eligible
- Simple documentation process
- No prepayment penalty
Interest Rate
9.50% - 13.00% p.a.
Axis Bank
Loan Amount
Up to 65% of property value (₹10 Lakh - ₹5 Crore)
Tenure
Up to 15 years
Processing Fee
Up to 2% of loan amount + GST
Eligibility Criteria
Min Income:₹30,000 per month (salaried), ₹2 Lakh p.a. (self-employed)
Age:21 years - 65 years at loan maturity
Employment:Salaried, self-employed, professionals, business owners
Credit Score:700+
Property:Residential or commercial property with marketable title
Required Documents
ITR: Last 2-3 years ITR (self-employed)
Bank Statement: Last 6 months
Salary Slips: Last 3 months salary slips
Property Documents: Property documents, title deed, NOC, approved plan, property valuation report
KYC Documents: PAN Card, Aadhaar, Passport
Special Features
- Quick loan approval within 7 days
- Flexible loan amount up to 65% of property value
- No restriction on fund usage
- Residential and commercial property accepted
- Balance transfer facility available
- Zero prepayment charges
Important Note
Interest rates and eligibility criteria are subject to change and may vary based on individual profile, credit score, and bank policies. The information provided is indicative and for comparison purposes only. Please verify current rates and terms directly with the respective banks before applying.